Sit 'n Sleep Card

Financing Made Simple

Get your perfect mattress home sooner.

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No impact to your credit score.

Get a decision in seconds with no impact to your credit bureau score

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Payments

Manage your account.

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Choose The Special Financing Option That Works Best For You

Financing Offer

Promo Period

Minimum Purchase

6 Months

No Minimum

No Interest If Paid in Full Within Promotional Period of 6,12, or  24  months1

Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period. Minimum monthly payments required.

12 Months

$999+

24 Months

$1999+

No Interest with Equal Monthly Payments for 36 months2

Equal monthly payments required for 36 months. Promo fee of 2% of amount financed will be included in required monthly payments.

36 Months

$2999+

1 A Promo Fee does not apply to this offer. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 07/16/2024: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval.



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SPECIAL FINANCING

Payment Calculator

Need help planning your budget? Use the Synchrony Bank Calculator to get an idea of your monthly progress.

Alternative Financing Options

Simple and affordable purchase options

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Convenient, flexible lease-to-own purchase options

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Frequently Asked Questions

What is the Sit 'n Sleep HOME Synchrony Card?

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How do I apply for a Sit 'n Sleep Synchrony Credit Card?

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How do I check the status of my account?
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How do I make a payment on my Sit 'n Sleep Synchrony Credit Card? 

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