Sit 'n Sleep Card

Financing Made Simple

Get your perfect mattress home sooner.

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No impact to your credit score.

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Payments

Manage your account.

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Choose The Special Financing Option That Works Best For You

Financing Offer

Promo Period

Minimum Purchase

6 Months

No Minimum

No Interest If Paid in Full Within Promotional Period of 6 or12  months1

Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period.

12 Months

$999+



1 Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 or 12 months. Minimum monthly payments required. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases. New Account APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.


2  
Sit 'n Sleep requires a 10% down payment on another payment type. No interest will be charged, and equal monthly payments are required on promo purchase until it is paid in full.  The payments equal the initial total promo purchase amount divided by the number of months in the promo period, rounded up to the next whole dollar.  These payments may be higher than the payments that would be required if this purchase was a non-promo purchase.  Regular account terms apply to non-promo purchases.  New Account APR is 29.99%. Minimum interest charge is $2.  Existing cardholders: See your credit agreement terms. Subject to credit approval.    


 


See if you Prequalify

No impact to credit score.

Apply Now

Get started today.

SPECIAL FINANCING

Payment Calculator

Need help planning your budget? Use the Synchrony Bank Calculator to get an idea of your monthly progress.

Alternative Financing Options

Simple and affordable purchase options

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Convenient, flexible lease-to-own purchase options

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Frequently Asked Questions

What is the Sit 'n Sleep HOME Synchrony Card?

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How do I apply for a Sit 'n Sleep Synchrony Credit Card?

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How do I check the status of my account?
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How do I make a payment on my Sit 'n Sleep Synchrony Credit Card? 

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