Financing Made Simple
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Choose The Financing Option That Works Best For You
Financing Offer
Promo Period
Minimum Purchase
6 Months
No Minimum
No Interest if paid in full within 6,12, or 24 Months1
12 Months
$999+2
24 Months
$1999+2
1 No interest will be charged, and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the initial total promo purchase amount divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. Regular account terms apply to non-promo purchases. New Account APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
2 On purchases of $0+ (6 mo), $999+ (12 mo), or $1999+ (24 mo) made with your Sit 'n Sleep Synchrony HOME Credit Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full 6,12, or 24 months. Minimum monthly payments required.
No impact to credit score.
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SPECIAL FINANCING
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Alternatives to Financing
Frequently Asked Questions
What is the Sit 'n Sleep HOME Synchrony Card?
How do I apply for a Sit 'n Sleep Synchrony Credit Card?
How do I make a payment on my Sit 'n Sleep Synchrony Credit Card?