Financing Made Simple
Get your perfect mattress home sooner.
No impact to your credit score.
Get a decision in seconds with no impact to your credit bureau score
Choose The Special Financing Option That Works Best For You
Financing Offer
Promo Period
Minimum Purchase
6 Months
No Minimum
No Interest If Paid In Full Within 6 or 12 months on qualifying purchases with your Sit ‘n Sleep Synchrony HOME Credit Card1
Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period. Minimum monthly payments required. Sit N Sleep requires 10% down payment on in-store purchases. The Sit ‘n Sleep Synchrony HOME Credit Card cannot be used for the down payment.
12 Months
$999+
1 Qualifying purchase amount is determined prior to any discount, down payment, taxes or delivery. No interest will be charged and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the initial total promo purchase amount divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For new accounts: Purchase APR is 29.99% as of February 1, 2024; Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
No impact to credit score.
Get started today.
SPECIAL FINANCING
Payment Calculator
Need help planning your budget? Use the Synchrony Bank Calculator to get an idea of your monthly progress.
Alternative Financing Options
Frequently Asked Questions
What is the Sit 'n Sleep HOME Synchrony Card?
How do I apply for a Sit 'n Sleep Synchrony Credit Card?
How do I make a payment on my Sit 'n Sleep Synchrony Credit Card?