SHOP OUR UNBEATABLE DEALS NOW,

APPLY TODAY* for a Sit 'n Sleep credit card

Special Financing

SHOP OUR UNBEATABLE DEALS NOW,

APPLY TODAY* for a Sit 'n Sleep credit card

Great Benefits
  • A dedicated credit card to use at Sit ‘n Sleep
  • Cardholder-only special offers
  • No expiration date
Access 24/7
  • Make payment
  • View your balance
  • Update account info
  • Schedule your next 12 payments
Easy Use
  • Convenient monthly payments
  • Flexible payment options either online or by mail
  • Use your card for future purchases of our products
ALL FINANCING OFFERS

Cross Check 90-Day Deferred Payment Program

  • No Credit Check Needed
  • 90 Days Same as Cash

How It Works

At time of purchase, you are required to make a 25% down payment. For the remainder of the balance you will write three additional checks to be deposited by Sit ‘n Sleep in 30-day increments (first one deposited immediately, next in 30 days, 60 days and 90 days). This is a total of four checks.

Additional Requirements

  • You must present a valid state-issued or military ID.
  • You are required to fill out a 90-Day Deferred Payment Agreement and a Non-Cancel-able Contract.
  • Name, check number, MICR ID check number, financial institution and must be imprinted on checks. Physical address, phone number must be written if not printed.
  • Temporary checks, credit line, third party or credit card checks will not be guaranteed.
  • You must present a valid state-issued or military ID.
  • Available in-store only.
APPLY TODAY

SPECIAL FINANCING AVAILABLE

  • Sit 'n Sleep is pleased to offer Special Financing* with a Sit 'n Sleep credit card through Synchrony Bank
  • Apply Online For Instant Decision

How It Works

  1. Apply online through Synchrony Financial. COMING SOON – Currently you can apply in store or over the phone at 1-800-908-0354.
  2. Receive an instant decision and if approved, how much financing you qualify for.
  3. Bring your approval to any Sit 'n Sleep store to find out the number of months special financing are available.
  4. Purchase your mattress with special financing.

Additional Requirements

*Subject to credit approval. Minimum monthly payments required. See store for details.

APPLY TODAY

Less Than Perfect Credit Options

Have less than perfect credit?

  • Get a decision within seconds.
  • Make affordable monthly payments.
  • Use a revolving credit line

Sit 'n Sleep has partnered with Fortiva Retail Credit to provide a financing option for our customers with less-than-perfect credit. Life happens, which is why we understand that having a blip on your credit history should not be a barrier to getting the mattress you need for a better night's sleep.

Ask your local store associate for details or call us at: 800-908-0354 for more information.

APPLY TODAY

No Interest for 24 months!

*No interest for 24 months on purchases of $999 or more and 15% down payment with your Sit ‘n Sleep credit card made from 3/23/2017 and 3/25/2017. Equal monthly payments required for 24 months.

*Offer applies only to single-receipt qualifying purchases. No interest will be charged on promo purchase and equal monthly payments are required equal to 2.0% of initial promo purchase amount until promo is paid in full. The equal monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

No Interest if paid in full within 6 months*

On Purchases with your Sit ‘n Sleep credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 Months. Minimum monthly payments required.

*Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 6 Months. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.