Mattress Financing Options

Mattress Financing Options

Sit 'n Sleep is Pleased to Offer Convenient Financing Options through Synchrony Bank- Apply Online For Instant Decision

HOW IT WORKS

  1. Apply online through Synchrony Bank by clicking the button below.
  2. Receive an instant decision and if approved, how much financing you qualify for.
  3. Bring your approval to any Sit 'n Sleep store & make your purchase.
Special Financing Options


Cross Check 90-Day Deferred Payment Program


  • No Credit Check Needed
  • 90 Days Same as Cash

HOW IT WORKS

At time of purchase, you are required to make a 25% down payment. For the remainder of the balance you will write three additional checks to be deposited by Sit ‘n Sleep in 30-day increments (first one deposited immediately, next in 30 days, 60 days and 90 days). This is a total of four checks.


ADDITIONAL REQUIREMENTS

  • You must present a valid state-issued or military ID.
  • You are required to fill out a 90-Day Deferred Payment Agreement and a Non-Cancel-able Contract.
  • Name, check number, MICR ID check number, financial institution and must be imprinted on checks. Physical address, phone number must be written if not printed.
  • Temporary checks, credit line, third party or credit card checks will not be guaranteed.
  • Available in-store only.

24 Months Same as Cash


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Rent to Own


Sit 'n Sleep has partnered with YBUY to offer Rent to Own terms for most products. YBUY's Lease-Purchase Solution is unmatched by competitors in the rent to own marketplace. Using their proprietary, automated decisioning process is simple and fast. YBUY offers real-time decision of approvals in as little as 10 seconds, eliminating disruption at the point-of-sale. YBUY also offers the flexibility of early payoff options, 90 days same-as-cash, no credit check alternatives, and unbanked customer solutions.

Even the most credit-challenged can often be helped through YBUY solutions. Ask your local store associate for details or call us at: 800-908-0354 for more information.



Special Financing Available


  • Sit 'n Sleep is pleased to offer Special Financing with a Sit 'n Sleep credit card through Synchrony Bank.
  • Apply Online For An Instant Decision.
  • Subject to credit approval. Minimum monthly payments required. See store for details.

HOW IT WORKS

  1. Apply online through Synchrony Bank by clicking the button below.
  2. Receive an instant decision and if approved, how much financing you qualify for.
  3. Bring your approval to any Sit 'n Sleep store to find out the number of months special financing are available.
  4. Purchase your mattress with Special Financing.

ADDITIONAL REQUIREMENTS

*Subject to credit approval
•Minimum monthly payments required. See store for details.

Less Than Perfect Credit Options


Less than perfect credit should not be a barrier to getting the mattress you need for better night's sleep and the improved health and peace of mind that go with it. Sit 'n Sleep has partnered with Fortiva Financial to provide this service for our customers with less than perfect credit. Ask your local store associate for details or call us at: 800-908-0354 for more information.

24 Months Same as Cash

36 Months Same as Cash