90-Day Deferred Payment Program
Now, you can purchase a mattress with an affordable payment plan at Sit ‘n Sleep regardless of your credit history!
Cross Check 90-Day Deferred Payment Program
- No Credit Check Needed
- 90 Days Same as Cash
How It Works
At time of purchase, you are required to make a 25% down payment. For the remainder of the balance you will write three additional checks to be deposited by Sit ‘n Sleep in 30-day increments (first one deposited immediately, next in 30 days, 60 days and 90 days).
- You must present a valid state-issued or military ID
- You are required to fill out a 90-Day Deferred Payment Agreement and a Non-Cancel-able Contract.
- Name, check number, MICR ID check number, financial institution and must be imprinted on checks. Physical address, phone number must be written if not printed.
- Temporary checks, credit line, third party or credit card checks will not be guaranteed.
- Available in-store only.
As of 12/30/2015, California state law requires retailers to collect an $11 recycling fee on each mattress and each box spring sold. (I.E. A recycling fee of $22 must be assessed for the purchase of one mattress with one box spring.) The amount of the fee was mandated by the state and is not set by individual retailers. To see the details of the recycling fee in California click here.