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90-Day Deferred Payment Program

“Even though I’ve had credit problems in the past, I still got a great mattress for a fantastic price at Sit ‘n Sleep.”

Now, you can purchase a mattress with an affordable payment plan at Sit ‘n Sleep regardless of your credit history!

Cross Check 90-Day Deferred Payment Program

  • No Credit Check Needed
  • 90 Days Same as Cash

How It Works

At time of purchase, you are required to make a 25% down payment. For the remainder of the balance you will write three additional checks to be deposited by Sit ‘n Sleep in 30-day increments (first one deposited immediately, next in 30 days, 60 days and 90 days).

Additional Requirements

  • You must present a valid state-issued or military ID
  • You are required to fill out a 90-Day Deferred Payment Agreement and a Non-Cancel-able Contract.
  • Name, check number, MICR ID check number, financial institution and must be imprinted on checks. Physical address, phone number must be written if not printed.
  • Temporary checks, credit line, third party or credit card checks will not be guaranteed.
  • Available in-store only.